ePremium by inhabit

ePremium

Insurance for Rental Properties
ePremium

Specializing in renters insurance for multifamily, single-family rental properties, and student housing associations. ePremium is proud to work with the nation’s top insurance carriers to provide policies that meet or exceed lease requirements while protecting both the resident and property management company.

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Who We Serve

ePremium offers insurance solutions for property managers and renters in the residential industry, procuring insurance products and distributing programs to address risks faced by renters, property managers, landlords, and owners.

Multifamily Insurance
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Multifamily Insurance

ePremium serves the multifamily industry with a gold standard insurance policy. As the only company in the multifamily industry that focuses on renters insurance, ePremium is focused on constantly improving and enhancing our renter’s insurance program to better serve property managers and renters.

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Single-Family Insurance

ePremium provides one of the most comprehensive renters insurance policies on the market for single-family portfolios, with solutions to help protect both residents and the property.

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Single Family Insurance
Student Housing
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Student Housing

Dedicated to providing insurance solutions for the student housing sector, ePremium can meet the specific needs of your student housing communities. Help protect your student rental property with an insurance solution that is affordable and enhanced to maximize protection on each apartment unit from commonly occurring resident-caused damage.

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Affordable Housing

ePremium provides property managers with insurance that covers all the unit in your affordable housing community. We are dedicated to serving low-income properties with a solution designed to save money while protecting the property.

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Affordable Housing
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Deep Dive

Benefits of ePremium

ePremium knows not all policies are created equal. Don’t settle for a watered-down insurance policy, join ePremium and have all these benefits at your fingertips.

eProtect Plus

eProtect Plus

Our latest ePremium product creates comfort in knowing all your units are always insured. With eProtect Plus, you can enjoy auto coverage activation on your Master Liability Policy for out of compliance residents.

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Unrivaled Experience

Unrivaled Experience

Bring peace of mind to property managers and residents alike with an insurance policy that covers personal assets and covered losses to the property as a named beneficiary.

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Innovative Technology

Innovative Technology

When we developed IRIS, the industry's most innovative web-based renters insurance certificate tracking and compliance platform, we helped lessen the workload of the property staff who had to previously manually track and manage renters insurance programs.

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More Features for You

Features and Integrations

ePremium offers features and integrations to better serve tenants and property managers. Continue reading to discover how ePremium can change the way you do renters insurance.

ePremium Renters

ePremium Renters

Get enhanced liability coverage for your units in addition to superior personal contents coverage for your residents.

ePremium protect

ePremium PROTECT

Maximize unit coverage with resident liability coverage to protect each occupied unit from resident-caused damages and the property from revenue loss.

Unmatched Customer Service

Unmatched Customer Service

Get the best support for your property team and residents. All resident support is handled in-house by our team of experienced customer service representatives.

Community Maintenance

Community Maintenance

Ideal for Affordable Housing Communities, our community maintenance program covers all your units at a more affordable cost for property managers.

Deposit Select

eDeposit Security Deposit Alternative​

Provides an option for residents to reduce up-front move in costs, expanding the pool of prospective renters.

Customer Focused

Customer Focused

Dedicated to product evolution, our customer advisory board listens to your needs and regularly updates products so you can better serve your residents.

Integrated Insurance Solutions

Policy Monitoring and Compliance

Our web-based software system is designed to make policy monitoring and compliance easy for your leasing team.

Integrations And Partnerships

Integrations & Partnership

Our proprietary IRIS software integrates with many popular PMS on the market to streamline account setup, policy tracking and data access in one platform.

Insurance products available through ePremium Insurance Agency, LLC may be underwritten by various insurance companies. Renters insurance is offered only through licensed insurers. Coverage may not be available in your state from all insurers represented by ePremium Insurance Agency, LLC.

ePremium Insurance Agency, LLC, a limited liability company organized under the laws of Ohio, is a licensed insurance producer in all states with principal place of operation at 4605 Duke Drive, Suite 300, Mason, OH 45040 (NPN 9925625, CA license #OG66570, TX license #1549460). ePremium Insurance Agency, LLC does business under the following names: In NY dba – ePremium Insurance Agency LLC; In FL dba – ePremium Insurance Agency, LLC; In CA dba – ePremium IRIS Insurance Solutions, LLC. List of active licenses

ePremium Services, LLC, a limited liability company organized under the laws of Delaware, is the provider of the eDeposit Security Deposit Alternative Program Protection Certificates.

ePremium Insurance Agency, LLC (NPN 9925625) collects the eDeposit Security Deposit Alternative fees and related tenant information on behalf of your apartment community, property manager or landlord. Such fee does not constitute payment of an insurance premium and no insurance product is provided to you. Your apartment community, property manager or landlord is not affiliated with ePremium Insurance Agency, LLC, and is responsible for the terms of the eDeposit Security Deposit Alternative.